Estimate only, not financial advice. Uses 2026-27 ATO resident brackets (including the 15% rate from 1 July 2026), 2% Medicare levy with low-income shading, LITO, the 12% super guarantee and the 2026-27 marginal HECS-HELP repayment thresholds. Excludes the Medicare Levy Surcharge, private health rebate and personal deductions. Confirm with the ATO.