Superannuation Calculator
Check if your employer is paying the right super. The Superannuation Guarantee rate is 11.5% for 2024–25, increasing to 12% from 1 July 2025.
Your ordinary time earnings before tax
Enter total super from your payslips to check if it's correct
Your employer should pay
$9,775
per year at the 11.5% SG rate
SG Rate
11.5%
2024-25 financial year
Per Quarter
$2,444
Minimum quarterly contribution
Per Month
$815
Monthly contribution
Remaining Concessional Cap
$20,225
Cap: $30,000/year
Superannuation Guarantee Schedule
| Financial Year | SG Rate |
|---|---|
| 2024–25 (current) | 11.5% |
| 2025–26 | 12% |
Is your employer paying the right amount?
Your employer must pay SG on your ordinary time earnings (OTE) — this includes your base salary, commissions, shift loadings, and some allowances. It does not include overtime. If your quarterly OTE exceeds the maximum super contribution base ($65,070 per quarter in 2024–25), your employer only needs to pay SG on that capped amount.